Financial Planning for...

Self-employed

Feel confident in your financial decision-making

Being self-employed gives you the freedom to take control of your working life, but it also brings financial challenges that can impact your long-term security. Alongside managing your business, you need to plan for income gaps, prepare for retirement, and navigate how your self-employed status might impact securing a mortgage. The good news? With the right planning, it’s all achievable.

We’ve got you covered

Set up your own pension with ease

You may not have access to a workplace pension, but you can take control of your retirement by setting up and managing your pension. By making regular contributions, you can benefit from valuable tax relief.

Create a financial safety net

As a self-employed individual, your income may fluctuate or stop at times. However, with a financial plan, you can prepare for these uncertainties and have a safety net to rely on should anything happen.

Mortgage and protection needs

Getting a mortgage when you’re self-employed can be challenging, but it’s entirely achievable. We’ll discuss your options and consider protection solutions if you don’t already have any in place.

Your home may be repossessed if you do not keep up repayments on your mortgage.

*HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

We’re in your corner, no matter what

We treat every client who walks through our doors as an individual, and our goal is for you to leave feeling empowered knowing you’ve made the right choices.

When you work with us, you don’t just get a financial planner – you get a team that genuinely cares about you. Each of us brings a different strength to the table, and that’s what makes the CD Financial team so unique.

As part of our service, we also provide advice on insurance and protection. Income protection can be the bedrock of your financial plan, and having the right cover in place can give you peace of mind that you are financially protected should the unexpected happen.