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Chartered Financial Planner

Chartered Financial Planner

What does “Chartered Financial Planner” mean?

Chartered status is awarded by the Chartered Insurance Institute (CII) and is considered the “gold standard” financial planning accreditation. Chartered status is a symbol of technical competence and signifies a public commitment to upholding professional standards and adhering to a professional Code of Ethics.
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Fellow of the Personal Finance Society

What does “Fellow of the PFS” mean?

Claire is a Fellow of the Personal Finance Society (PFS) – the highest designation awarded by the PFS. Completion of the Fellowship programme shows that she has attained and maintained the most prestigious level of professional financial planning achievement.
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Accredited member of SOLLA

Accredited member of SOLLA

Accredited membership is for those financial advisers who have achieved the Later Life Adviser Accreditation. It has become established as the Gold Standard for those advising in the later life market. In addition to being a stand-alone award, it is also the basis of membership of the Society of Later Life Advisers (SOLLA).

Chartered Financial Planner and Director

Claire Dentith

01952 455775

Reviews and Ratings for Financial adviser Claire Dentith, Telford
statement of professional standing
Qualifications

Qualifications

  • AdvDipIP (Advanced Diploma in Financial Planning)

    This qualification enables professional advisers to develop specialist planning capabilities, covers topics such as: personal tax and trust, business financial, pension and investment planning.

  • AF1 (Personal Tax and Trust Planning)

    This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

  • AF3 (Pension Planning)

    This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

  • AF4 (Investment Planning)

    This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

  • Award in Long Term Care Insurance

    This level 3 award develops the knowledge and understanding of long-term care cover, including legal, taxation and regulatory issues and the responsibilities of local authorities.

  • Award in Pensions Update

    This single unit qualification develops and tests knowledge of pension reforms and how they impact at-retirement advice.

  • AF5 (Financial Planning Process)

    This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

  • Cert CII (ER) (Certificate in Equity Release)

    The Level 3 Certificate in Equity Release meets the FCA’s requirement for mortgage advisers and those advising on equity release schemes. In addition to developing advisory skills, the Certificate offers an understanding of equity release regulation, products, market practice, and customer needs.

  • Cert CII (MP) (Certificate in Mortgage Advice)

    The Level 3 Certificate in Mortgage Advice meets the FCA’s qualification requirements for mortgage advisers. It develops an understanding of the sector and the mortgage process, enabling advisers to meet individual client needs.

  • Certificate in Life & Pensions

    The life and pensions route builds knowledge and understanding of the sector’s role and its activities. It considers important customer needs, solutions and products, and how individuals and organisations work within the regulatory and legislative environment.

  • CF8 (Certificate in Financial Planning and Long-Term Care Insurance)

    This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long-term care insurance products and the giving of long-term care insurance advice.

  • DipPFS (Diploma in Financial Planning)

    This level 4 diploma meets the FCA’s qualification requirements for retail investment advisers, demonstrating core technical knowledge and financial planning capabilities across six core areas.

  • ER1 (Equity Release)

    This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

  • FP1 (Financial Services and their Regulation)

    Assesses an understanding of the financial services industry, including regulation and legislation.

  • FP2 (Protection, Savings and Investment)

    Assesses an understanding of protection, savings and investment products.

  • FPC (Financial Planning Certificate)

    A recognition offered by the Chartered Insurance Institute in the United Kingdom. Individuals who hold this qualification have satisfied coursework and testing requirements set by the organisation.

  • FP3 (Identifying and Satisfying Client Needs)

    Assesses an understanding of conducting a fact-find, assessing the client’s needs, and recommending specific (appropriate) financial products to meet those needs.

  • FPFS (Fellow of the Personal Finance Society)

    To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

  • J01 (Personal Tax)

    At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individual’s liability to UK tax.

  • J04 (Pension Funding Options)

    At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

  • MAQ (Mortgage Advice Qualification)

    This qualification assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

  • R01 (Financial Services, Regulation and Ethics)

    This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

  • R02 (Investment Principles)

    This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

  • R07 (Advanced Mortgage Advice)

    This qualification develops knowledge and understanding of the key elements of the mortgage process, specialist types of mortgage lending and to test candidates' ability to give appropriate mortgage advice to clients with complex needs and circumstances.

  • R08 (Pension Update)

    This qualification focuses on pension reforms and how they affect advice, including the new legislative, compliance and reporting requirements.
FCA register

A quick Q&A with Claire

How long have you worked in financial services?

I started as a financial administrator at Windsor Life in May 2001, which is where my love of the industry began. I completed my financial planning and mortgage adviser qualifications, then started my first advice role in 2003 and have been advising clients ever since.

How do you help clients?

In February 2015, I set up CD Financial with one clear goal: to build an advice practice where clients are at the heart of everything we do and that everyone feels valued.

In my role, I help clients understand their position and options, so they can make informed choices to benefit their lives.

What do you love most about your job?

I love helping people turn their dreams into reality, whether it’s buying their first home, achieving financial security, or planning for a comfortable retirement. The smile on their faces when it all comes together is priceless.

What do you get up to on the weekend?

My weekends are all about quality family time with my little ones and husband. We enjoy swimming, baking and getting outside in the countryside with our Dalmatians. If I do find five minutes, I love to read.

And now for some quickfire questions

What’s your favourite holiday destination?

At the moment, anywhere sunny, with a splash park, unlimited ice cream for the children and cocktails for me.

What’s your go-to karaoke song?

‘Never Ever’ by All Saints.

What's your go-to dish?

Chicken Caesar Salad.

What's the best advice you’ve ever received?

Always be kind and remember your manners, as neither cost anything.

Here to help you

Leanne Tolley
Leanne Tolley

Financial Planner

get to know Leanne
Leanne Charnley
Leanne Charnley

Mortgage and Insurance Adviser

get to know Leanne
Amy Lewis
Amy Lewis

Senior Mortgage and Insurance Administrator

get to know Amy
Hannah Eades
Hannah Eades

Pension and Investment Administrator

get to know Hannah
Ruth Evans
Ruth Evans

Mortgage and Insurance Administrator

get to know Ruth
Lyndsay Taylor
Lyndsay Taylor

Pension Administrator and Office Manager

get to know Lyndsay
Meet the CD Financial team
Give us a call.
01952 455 775
Visit our Shifnal office.
4 Church Street, Shifnal, Shropshire, TF11 9AA

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    The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

    Company Directors: Claire Dentith APFS, DipPFS, and Michael Dentith.

    CD Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority (667763).

    The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

    Approved by The Openwork Partnership on 11/02/2025.

    CD Financial Ltd is a company registered in England and Wales (08440585) whose registered office is situated at 4 Church Street, Shifnal, TF11 9AA.


    All photography taken by NJ Photography