How might rising interest rates affect your mortgage?

How might rising interest rates affect your mortgage? The Bank of England has raised interest rates which means bigger mortgage bills for some homeowners. Since December 2021 the Bank of England raised interest rates from 0.1% to 1.25% to combat soaring inflation. This move will have a knock-on effect as mortgage lenders raise interest rates […]

Start of the tax year checklist

Start of the tax year checklist The new tax year on 6 April 2022 is a great time to review your finances. The new tax year means annual allowances are reset and ready to be reused – to help you make the most of your money. This year more than ever, with interest rates and […]

Spring Budget Highlights

Chancellor Rishi Sunak has announced a limited package of support to help ease the cost-of-living crisis but resisted calls to scrap the planned National Insurance hike. To read more, click the button below: Read More

Junior ISA’s

In the Autumn Budget in 2021, it was revealed that the Junior ISA spending limits would remain at £9,000 for the 2022/2023 tax year. The JISA limit was last changed in early 2020, when it was doubled from £4,500 to its current level. JISA and CTFs both benefit JISAs replaced Child Trust Funds (CTF) in […]

Do I really need a survey?

Do I really need a survey? Well, the short answer is yes. Contrary to costs such as legal fees, estate agency fees or Stamp Duty, having your new home surveyed isn’t actually compulsory. However, with a property being the most expensive thing most of us will ever buy, the price of not having it checked […]

Autumn Budget Highlights

In Chancellor Rishi Sunak’s second financial statement this year, there werefew surprises as he looks to fix the economy following the pandemic. With inflation climbing and interest rate rises on the horizon, Britain isat a critical period in terms of its economic future. Multiple lockdownscaused the UK economy to slump by 10% while the government […]

How to make ISAs work for you

How to make ISAs work for you Make the most of your tax allowances by using the different types of ISAs that are available.Individual Savings Accounts (ISAs) were first introduced in 1999 and are a tax-free way to save into a cash savings or investment account. There lots of different types of ISA available, but […]

Time to Consolidate your Pensions

  Time to consolidate your pensions? Employer pensions can accumulate as we change jobs, and it’s easy to lose track of how much each one contains. We explore what you need to know if you’re thinking about consolidating your pensions. When you leave a job, it’s easy to forget about the workplace pension you might […]

Protect Your Peace of Mind When Moving Home

Protect your peace of mind when moving home  Moving home can be a hectic and exciting time, but don’t forget about protection – taking out the appropriate policies can save you a lot of stress in the long term. If you’ve just moved home or are about to, it probably feels like you’ve been caught […]

The power to change the world

Ethical and sustainable investing are both popular and it’s useful to understand the difference between the two approaches. Investing in a responsible way is nothing new. It dates as far back as the 1700s, when religious groups such as the Quakers refused to support companies involved with the slave trade or other activities that conflicted […]